Want to Design Your Perfect Purchase Plan?
Start by taking a look at the resources below.
Car Buying Budget Sheet
Want to know how to avoid the common money traps of a car purchase? Grab this FREE cheat sheet before you even think of buying a car. Don't fall victim to the monthly payment phenomena!
The Vehicle Value Breakdown
Be prepared to cash in or take a hit by determining your vehicle's most accurate fair market value in this FREE step-by-step breakdown. Don't get stuck rolling negative equity into your new loan!
The Car Buying Budget Blueprint
Take control of your vehicle purchase with a step by step process that builds a plan for your lifestyle & budget. Finally remove the anxiety, dishonest tactics, and time consumption of this task with your budget blueprint customized exactly for you by you.I'm Ready to Build a Purchase Plan >>
"Lori is a huge asset to anyone looking for help purchasing a vehicle - she is knowledgeable, professional and so attentive to her clients. We will be recommending her to all our friends!."
If you crave even more car buying goodness and want to get into the drivers seat of your car purchase + so much more ya better jump in and ride with us!
The lower your odds (the more likely you are to win) the lower your interest rate, the higher your odds (meaning more unlikely to win) the higher your rate. So they’re betting on you to win (super-prime), place (prime), or show (subprime).
CAR BUYING BUDGET
The only way to truly see how much you should be spending monthly on a car purchase is to determine your monthly and annual net salary as well as everything that is going out towards expenses.
Your transportation costs are the #2 expense of household spending, a 10.1% rise from 2018 to 2019. That means you’re spending more on your transportation costs than savings, health care, entertainment, pretty much everything with the exception of home ownership.
LONG TERM LOANS
The average loan term for a new vehicle purchase has stretched to 71.54 months in the second quarter of 2020 and escalating now in 2021. With increases in loan amounts and higher average monthly payments.